Investment Planning Archives - Gerhard Koekemoer

Financial Planning Insights for a Changing South Africa

Markets, tax rules, retirement structures and household costs change. Your plan should be reviewed calmly, not reacted to emotionally.

Estate planning

Estate administration is rarely quick. This article explains the practical timeline your family may face and why liquidity planning matters.

Estate planning

Choosing an executor is not a small administrative detail. It affects how your estate is reported, managed, settled and distributed

Estate planning

Dying without a valid will leaves your estate to be distributed according to fixed legal rules. Here is why that

Investment Planning

Most investors own a portfolio without fully understanding what sits inside it. This article explains the main asset classes and

Succession Planning

Most business owners exit once and do not get to practise. This article explains why exit planning should start years

Risk Protection

Your income may be your most valuable financial asset. This article explains why income protection matters, especially for business owners

Business Owner Planning

Business owners often plan for death, but not disability. This article explains why long-term illness or disability can create more

Business Owner Planning

Personal surety on business debt can follow your estate. Contingent liability cover helps business owners quantify and plan for that

Estate planning

A guardian looks after your children. A trustee looks after their money. In estate planning, confusing these roles can create

Estate planning

Appointing a guardian is only one part of protecting children through your estate. Parents also need to decide how inheritance

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